Credit Reference Agencies.

Equifax.
Equifax was formerly known as the Retail Credit Company. It is an organization widely used by insurers to obtain information on applicants for underwriting purposes and sometimes on claims. Their reports are known as Retail Credit Reports.
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Experian.
Experian is one of three credit reference agencies in the UK. Similar organisations exist in other European countries and the USA. We keep information on people's credit histories. This information is available to lenders to help them decide whether or not to accept credit applications from their customers.
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Call Credit.
Callcredit was established in 2001 as a partnership between Skipton Building Society, one of the UK's largest building societies, and D&B, the world's leading provider of business information. In less than two years we have successfully created a totally new, web-based consumer credit information service for the UK, which creates additional choice and offers significant value to clients.
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