A mortgage broker is different from a mortgage lender: a broker doesn’t actually lend you the money. They deal with various mortgage lenders, so they can find the most suitable mortgage for you. This means they are not tied to one lender so you have a much wider choice.

This service is free as usually mortgage brokers receive their income from mortgage lenders. Mortgage brokers can offer a lot of advice and search the marketplace to find the best deal for you. Although, some mortgage lenders only deal direct so you may miss out on a competitive mortgage deal.